Like most people, you probably don’t want to think about needing long-term care. But the fact is that it’s a very real possibility for all of us, especially as we get older. Nolo Long-Term Care – How To Plan & Pay For It – Review explores the book and what it provides.
Nolo’s comprehensive guide, available in both a physical book and ebook will help you understand what long-term care is, how to pay for it, and, more importantly, how to plan for it. Whether you’re already in your golden years or just starting to think about retirement, this book has something for everyone.
Why You Should Get Nolo’s Long-Term Care Book
It’s no secret that the cost of long-term care can quickly add up, leaving individuals and families struggling to cover the expenses. According to a study by Genworth Financial, the average price for a private room in a nursing home reached $82,125 in 2016.
This is one of the reasons why adults need to be aware of the options available to them when it comes to long-term care. By reading Long-Term Care – How To Plan & Pay For It by Nolo, you will better understand those options.
Nolo Long-Term Care – How To Plan & Pay For It, is written by attorneys and provides clear, step-by-step advice on planning for long-term care, including information on Medicare, Medicaid, and private insurance. Nolo Long-Term Care – How To Plan & Pay For It is an essential resource for anyone preparing for the future.
What’s Covered In
Nolo’s Long-Term Care Book
|Chapter 1 – Making Decisions About Long-Term Care|
Make a Realistic Family Commitment
What Can You Afford?
Geriatric Care Managers
Other Legal and Financial Matters
|Chapter 2 – At-Home Care|
What Is Home Care?
How to Find Home Care Services
Kinds of Providers
What to Look For
Costs of Home Care
Financing Home Care Through Reverse Mortgages
Cashing in a Life Insurance Policy
|Chapter 3 – Organized Senior Residences|
Combination Residential Facilities
|Chapter 4 – Nursing Facilities|
Levels of Care
Choosing the Right Facility
Your Written Contract
|Chapter 5 – Care for Elders With Alzheimer’s Disease|
The Symptoms and Stages of Alzheimer’s
Home Care for Alzheimer’s
Residential Care Facilities for Alzheimer’s
|Chapter 6 – Hospice Care|
Medicare Eligibility for Hospice Care
Services Provided by Hospice
How Hospice Operates
Payment for Hospice Care
|Chapter 7 – Medicare and Veterans’ Benefits|
Medicare Coverage for Long-Term Care
Veterans’ Benefits for Long-Term Care
|Chapter 8 – Medicaid Coverage for Long-Term Care|
Eligibility for Medicaid
What Medicaid Pays For
Finding Out About Medicaid in Your State
If You Are Denied Medicaid Coverage
Medicaid Rules on Transfer of Assets
Strategies to Protect Your Assets
Long-Term Care State Partnership Insurance Protects Assets
|Chapter 9 – Long-Term Care Insurance|
Is Long-Term Care Insurance Right for You?
Finding Long-Term Care Policies
Warnings About Insurance Practices
Eligibility for LTCI
The Cost of Premiums
Kinds of Care the Policy Will Cover
Benefit Amounts and Length of Coverage
How Much Coverage You Need
Triggers That Start Your Benefits
Coverage Conditions and Exclusions
|Chapter 10 – Protecting Choices About Medical Care and Finances|
Health Care Decisions
Guardianships and Conservatorships
|Chapter 11 – Elder Fraud|
Why Elders Are Targets
Who Commits Elder Fraud
Types of Elder Fraud
Where to Get Help
|Appendix: Resource Directory|
Area and State Agencies on Aging
Alzheimer’s Disease Organizations
Caregiver Support Groups
Home Care, Community Programs, and Senior Residences
Nursing Facility and Alternative Residence Organizations
Reverse Mortgage and Home Equity Conversion Assistance
Life Insurance Settlement Assistance
Video: What Does Long Term Care Include?
Long-Term Care – How To Plan & Pay For It by Nolo, will help guide those who are seeking information on available choices for Long-Term Care.
This guide lays out the options for home care, assisted living, and nursing homes. Also, it instructs you on how to get the most out of Medicaid, Medicare, or Veterans’ programs.
Nolo Long-Term Care: How To Plan & Pay For It will help arm you in planning ahead so you can make decisions based on what’s best suited in your situation, not just financially but also emotionally; understand which options best fit your needs; be it based on personal or medical care requirements alone and help you consider the unique needs of people with Dementia or Alzheimers.
Not only will you explore the above options but also how to protect your loved ones from elder fraud.
Lastly, the book provides help in deciding if long-term care insurance is worthwhile by considering what expenses and services are covered.
Overall the book is written in thorough yet very understandable language.
About the Author – Joseph Matthews, Attorney
Joseph Matthews has been an attorney since 1971, and from 1975 to 1977, he taught at the law school of the University of California, Berkeley. He has for many years been involved in matters relating to seniors.
Nolo has been a company that has provided do-it-yourself legal guides since 1971. In the 40 years since its founding, Nolo has evolved with technology, developing do-it-yourself software and building Nolo.com into one of the Internet’s leading legal websites.
Nolo Long Term Care – How to Plan & Pay For It
In Business Since 1971
- Explore Home Care, Assisted Living & Nursing Homes
- Explore Medicaid, Medicare and Veteran’s Progerams
- Evaluate Long-Term Care Insurance
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Long-term care is not an easy decision to make. After all, you’ll need to find the right kind of long-term facilities for yourself and your family through emotionally challenging times.
Luckily Nolo Long-Term Care – How To Plan & Pay For It will help guide those who are wanting information on available choices by providing important details about each long-term care option. Get help in understanding which one best fits your needs; be it based on personal or medical requirements alone.
This concludes Nolo Long-Term Care – How To Plan & Pay For It – Review. With all products, features can change, so be sure the qualities that attract you to the product are still the same before purchasing.
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